The National Geographic channel has coined the phrase “Disaster Doesn’t Wait” to promote its TV show entitled, Doomsday Preppers. The show features families preparing for economic, political and natural disasters, and as the phrase suggests, they’re preparing because disasters can happen…and they don’t wait until we’re ready for them.
Thousands across North America have had more than a passing acquaintanceship with natural disasters this year, as hurricanes, tornados, earthquakes and fire storms have wreaked havoc from coast to coast.
The results have been catastrophic for many – loss of friends and relatives, loss of homes and possessions and financial losses, as some insurance policies didn’t cover all damages. In one instance, the affected homeowners had hurricane insurance, but not flood insurance, and therefore weren’t protected from the flood caused by last year’s Hurricane Sandy.
It has been a year of extreme weather: Insurance companies are reporting huge losses and the media are calling it “the new housing crisis.” Statistical forecasts indicate that many cities are at risk should this extreme weather pattern continue, and experts are debating how to respond.
Many cities are examining or revising flood plain maps to ensure they are up-to-date, and discussions are underway on measures that will make our concrete urban spaces more weather resistant, and our homeowners better prepared for flooding around their homes.
One thing you can do now: Ensure your insurance policy is in order by checking with your provider to be sure you’re prepared for more extreme weather. Disaster Doesn’t Wait.